Author: Jerrywright Balogun

Hi, today we’re sharing how to invest in treasury bills in Nigeria. Treasury Bills are guaranteed debt instruments issued by the Central Bank of Nigeria (CBN) to raise money and manage liquidity in the system. By buying Treasury Bills, you are lending to the Federal Government. Treasury Bills, like FGN Bonds, are risk-free investment instruments. Just about anyone can invest in Treasury Bills and the tenors are usually 91 days, 182 days and 364 days. One very important feature of Treasury Bills is that the interest payable on it is not subject to withholding tax. Like bonds, it can also…

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Your brand name is a key element that distinguishes you from your competitors and attracts more customers. While naming your brand, leave no stones unturned. Make sure it possesses all the characteristics in naming a brand. That’s what I want to teach you in this post. Or have you chosen a brand name already? Then check if it fulfills these seven features to know if you’re on the right path of success Don’t worry, I will be giving names of successful and innovative African brands to emphasize my points. Distinct and Unique Your brand has to stand out in your…

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Home insurance is a type of property insurance which ensures that your home and your belongings within it are protected from damages like burglary, fire, theft, or even disaster. The incidence of natural disasters like earthquakes, floods, hurricanes, volcanic eruptions which have led to both a loss of life and property has made home/property insurance very important. However, the importance of home insurance in Nigeria is usually underemphasized maybe because we are blessed to not have incidences like the above-listed. But we cannot ignore the fact that we are not free from other disasters like fire incidences, flooding, etc Therefore,…

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Investing in stocks is an easy and great way to make money either for short-term or long-term planning. It was after the global economy meltdown that the risk of investing in stocks became obvious to everybody. Be that as it may, investing in shares still remains the best investment vehicle. What Are Stocks Stocks or shares represent one’s ownership of a company. When you buy shares of a company you automatically become a part owner (shareholder) of that company. The unit of that company (the shares) that entitles you to dividends and even vote at the company’s Annual General Meeting…

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Most entrepreneurs would agree that as much as creativity brings out the innovative aspects of the business idea on one half, a principal part which makes up the other half is the issue of financing. Whilst creativity is the ability to use the imagination to develop new or original ideas and things, the sustainability of the whole enterprise would depend very much on the kind of finance accessible to it. There are different ways to finance a new or existing business, each of which features its own benefits and limitations. Businesses generally go through about seven different phases of development.…

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By ‎Ali Ojonugwa‎ They said go to school and you will get a good job, we did. They said get a good result because companies only employ people with good grades, we did. They said go for your youth service, that is the necessity for employment, we did. Get a professional certificate, it will boost your CV, we also did. But nothing has happened. Days have turned to weeks, weeks have become months, nothing. Now they say masters. Others are saying get another degree. Are those really the way out? Nigeria has become a land of who you know and…

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Are you looking for how to use your credit card effectively? Then keep reading! Question: Everything seems to be costly these days — prices of basic commodities (especially gas) but my cash flow stays the same. To make ends meet, I am contemplating of using a credit card but I’m nervous about reckless spending. I’ve fallen into the huge debt problem two years ago and fortunately got out but I don’t want to experience it again. I’m having thoughts of canceling my credit card but what if I’ll have to use it? – Screwed Guy Answer: I’m happy to hear…

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Looking for top 6 positive attitudes for a new workplace? Changes happen in the workplaces and sometimes it is for good while some other times, it is not so good, but no matter the change that happens, you can always have a positive attitude and utilize it for good. You have to realize that it doesn’t matter whether you were recently recruited, changed locations or started a new business partnership, you need to realize that there are attitudes that make you win in the workplace likewise attitudes that make you lose. This is very vital because no matter how good…

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Do want to know how to stay dedicated to your job? We have good news for you today. There’s one thing to have a job, there’s another to stay committed to that job and there’s yet another to keep that job. If a survey is carried out, I am very sure we’ll find those who are not satisfied with their jobs but still carry on with it. Have you ever felt tired of your job, not fulfilled, bored due to the monotonous nature of your job or dissatisfied with it? If yes, the following tips will aid you in staying…

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Does that sound ridiculous? Well, Follow me, let’s get to it in a bit. After the post I wrote on Noodles, my phone started buzzing with calls from friends I had a close relationship with. There was this particular friend of mine that really cracked me up. He said “Linda, Hmm, It’s enough making us be scared of noodles, but telling me again not to fry an egg, I won’t agree ooo” For barely 3 minutes I was just laughing. READ ALSO: Before You Eat That Chinese Rice, Think Okay, I had to tell him, there is a way to…

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